Categories
Mortgage MinutePublished September 2, 2025
Low Rates Are Today’s Buyers’ Advantage

Low Rates Are Today’s Buyers’ Advantage
Mortgage rates are at their lowest levels in the past 10 months, giving buyers a rare affordability boost in today’s real estate market. For anyone waiting for the right time to make a move, this could be the signal you’ve been looking for.
Why This Matters
-
Lowest levels in 10 months: Lower rates mean lower monthly payments, helping you afford more home for your money.
-
Fed meeting ahead: Economists expect the Federal Reserve may lower rates in September, but nothing is certain. If rates drop, more buyers will jump into the market, creating competition. If the economy remains strong, rates could swing back up.
-
Flexibility today: Right now, sellers are still open to negotiation, giving buyers more leverage than they may have in the months to come.
The Window of Opportunity
Today’s market gives buyers both affordability and negotiating power—a combination that doesn’t usually last long. By getting into contract now, you lock in today’s low rates and avoid being caught in the rush of increased demand.
Ready to Explore Your Options?
Whether you’re considering your first home, a move-up property, or an investment, acting now ensures you take advantage of today’s unique conditions.
📞 Let’s connect this week to run the numbers and create a strategy that positions you for success before the market shifts.
EO&A Team
Elizabeth, Anne, Ian, Ksenia, Cliff, Annie, Erica, Mike, Beth, Nina, Sidra, Karen
707.312.0819
hello@eoanda.com
www.eoanda.com