🏡 The Power of One Is Here: Lower Rates, Bigger Opportunity

Remember when we talked about The Power of One - how a single percentage point could change everything?
It just did.

Mortgage rates are now a full 1% lower than they were in January, giving today’s buyers a meaningful edge in both affordability and opportunity. That one-percent drop equals roughly 10% more buying power - or a 10% lower monthly payment on the same home.

To put that into perspective:
The same budget that bought a $500,000 home at the start of the year could now stretch to about $550,000 - or deliver noticeable savings every month. Whether you’re moving up, downsizing, or purchasing your first home, this shift could open the door to new possibilities.

💡 Why It Matters Right Now

Rates are currently hovering near their lowest levels in nearly three years, and history shows that windows like this don’t stay open for long. More buyers are stepping back into the market, and demand will follow. Acting now could mean:

• A stronger position as a buyer with increased purchasing power
• The chance to refinance to a lower payment
• The ability to move sooner on a home that fits your goals

🏠 Let’s Explore Your Power of One

Whether your priority is saving money or upgrading your home, your Power of One looks different for you. Let’s talk through your goals, budget, and timeline to see what this market shift means in real numbers.

📞 Reach out this week to schedule a quick consultation - before rates or competition rise again.

✨ Thinking of buying or selling your home in the Bay Area?
Let’s connect to talk about your goals and create a custom plan that helps you achieve the best results in today’s market.

Contact EO&A today to schedule your free home value review.

🌉 Your Northern California Real Estate Team

Whether you’re planning to sell in San Francisco, Marin, Napa, Sonoma, Solano, Yolo, Sacramento, Contra Costa, or Alameda County, our team has local experts ready to help you navigate your next move with confidence and strategy.

EO&A Team



Elizabeth, Anne, Ian, Ksenia, Cliff, Annie, Erica, Mike, Beth, Nina, Sidra, Karen, Annie, Aidan

707.312.0819
hello@eoanda.com
www.eoanda.com






DRE# 01388551 • KW Advisors DRE# 01995149